Category Repossessions

Central Bank Code of Practice on the Transfer of Mortgages….where did it come from?……


A lot of us will be very familiar with the Code of Practice on the Transfer of Mortgages as prescribed by the Central Bank of Ireland, the so-called “Regulator” of Banking and Banks in Ireland, we are all too familiar with the response from Banks when they are challenged on this Code, ” that Code […]

Securitisation….questions and answers please ???


Following on from my last post, I would like to poses a number of questions, I shall follow-up with another post giving my answers to those same questions but, it is your replies I am interested in… 1. If the Bank has performed a True Sale of the mortgages in a Securitisation, why then is […]

BREAKING NEWS: Newark Votes, Approves Use of Eminent Domain to Fight Foreclosures–First Domino Falls – Mandelman Matters


BREAKING NEWS: Newark Votes, Approves Use of Eminent Domain to Fight Foreclosures–First Domino Falls – Mandelman Matters.   Newark, New Jersey has become the first city in the country to officially approve a controversial plan that uses eminent domain to fight foreclosures and neighborhood blight. 

Generally Accepted Accounting Principles (GAAP) and some other interesting stuff………join the dots……


The following are transcripts from “Taking on the Banks” by Thomas Anderson Book IV Generally Accepted Accounting Principles Banks are required to adhere to Generally Accepted Accounting Principles (GAAP). GAAP follows an accounting convention that lies at the heart of the double-entry bookkeeping system called the Matching Principle. This principle works as follows: When a […]

Irish Banks….Professional Diligence & Unfair Commercial Practice……….


“On 11 May 2005 the European Council and European Parliament adopted a directive on unfair commercial practices, which was transposed into Irish law by the Consumer Protection Act 2007 (the “2007 Act”). Under the 2007 Act, a commercial practice is to be regarded as unfair if it is: (a) contrary to the requirements of professional […]

The All Powerful Consumer…YOU! ….We still hold the power…We just don’t know or care….


At the outset, I would like to pay tribute to the documentary “Ethos – Time to Un-Inslave Humanity” for the foundation of this post. Ethos can still be viewed on You Tube at the following link and I strongly recommend taking the time to watch and learn… I recently contributed a post called Why I […]

Mortgage holders ‘not fully informed of their rights’ | Irish Examiner


The Master of the High Court, Edmund Honohan, made the comments as he said mortgage holders must be prepared to fight for their rights in the courts amid any moves to alter loan arrangements. In an interview with the Irish Examiner, he addressed the sale of over 13,000 Irish Nationwide home mortgages which will be completed […]

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